Find out how much of the book leaves with the owner
Relationships here are personal; ask what retention looked like on any prior transition and weight the price toward recurring clients, not one-time engagements.
financial services for Sale in Florida
Similar businesses sell at 1.4x to 6.9x SDE. Compare live listings and connect with sellers.
8 results
Check Cashing
Check Cashing
Semi-Absentee Check Cashing
Lauderdale Lakes, Broward County, Florida, United States
Lauderdale Lakes, Broward County, FL, US
Semi-Absentee Check Cashing Business for Sale Reason for Sale: Retirement- Semi-Absentee Opportunity to acquire an established check cashing franchise. The business provides essential neighborhood services including check cashing, money orders, Western Union, bill payment services, bus pass sales, and related cash services. The business serves a local customer base and benefits from a convenient location in a busy commercial area. Its services are valuable to customers seeking fast, reliable access to check cashing, money transfers, and other financial services outside of traditional banking. Revenue is generated through multiple service lines, including payroll check cashing, government check cashing, tax refund check cashing, cashier’s checks, money orders, wire transfers, bill payments, and cash advance services. This variety of offerings provides several potential income streams from one operating location. Florida check cashing businesses operate in a regulated industry with established compliance requirements. Transactions are processed through a statewide real-time database, helping support secure operations and fraud prevention. Great franchise support & training. This is a strong opportunity for a buyer looking to acquire or expand within the check cashing and money services market.
$95,000
$342,768Revenue
$98,878Cash Flow
Insurance Agencies
Insurance Agencies
Broward Insurance Franchise
Pembroke Pines, Broward County, Florida, United States
Pembroke Pines, Broward County, FL, US
Established Franchise Insurance agency located in South Broward. Turnkey opportunity in a dense, high-traffic market. The business provides a full range of products including auto, home, commercial, and specialty insurance, supported by strong carrier relationships and a loyal, diverse client base. Bilingual service drives consistent referrals and repeat business. Revenue is generated through commissions and renewals, creating stable, recurring income. The operation is well-positioned for growth through expanded marketing, cross-selling, and additional product lines. Ideal for an owner-operator looking for an established presence with immediate cash flow in the South Florida insurance market. 2025 Commissions $450k. Purchaser pays for transfer fee. Must have a 220 license.
$700,000
$451,599Revenue
$130,444Cash Flow
Accounting & Tax Practices
Accounting & Tax Practices
136 active client relationships / TTM Adj EBITDA ~$600K EBITDA
Miami, Florida, United States
Miami, FL, US
Company Overview This business is a boutique, full-service accounting, tax, and advisory firm headquartered in Miami, Florida, with nearly four decades of operating history. Founded in 1988, the firm provides a comprehensive suite of financial services to individuals, small businesses, and corporate clients nationwide. Its reputation has been built on personalized service, technical expertise, responsiveness, and long-standing client relationships that often span multiple generations. The firm offers a diversified service portfolio including individual and corporate tax preparation, bookkeeping, payroll processing, financial reporting, estate planning, financial advisory services, business formation support, and specialized financial consulting. Its integrated service model promotes strong client retention, recurring revenue, and meaningful cross-selling opportunities. Serving a broad client base across business and individual segments, the company has established a resilient revenue profile supported by recurring accounting, payroll, tax compliance, and advisory engagements. Approximately 228 clients utilize multiple service lines, reflecting deep client relationships and strong engagement across the platform. The organization is led by an experienced management team with established operational processes and succession-ready infrastructure. With remote service capabilities and a nationwide client footprint, the business is positioned as a scalable platform capable of supporting future geographic expansion and strategic growth initiatives. Investment Highlights * Established 38-year operating history with strong brand recognition and client loyalty. * Diversified revenue base supported by recurring tax, accounting, payroll, and advisory services. * Balanced mix of corporate and individual clients reduces concentration risk. * Consistent profitability, with gross margins exceeding 55% over the last three fiscal years. * Scalable operating model with nationwide reach and remote service capabilities. * Succession-ready management structure supporting ownership transition opportunities. Key KPIs (TTM April 2026) * Revenue: $1.3M * Gross Profit: $773K * Gross Margin: 59.0% * EBITDA: $294K * EBITDA Margin: 22.4% * Adjusted EBITDA: $601K * Adjusted EBITDA Margin: 45.9% * Corporate Clients: 545 * Individual Clients: 621 * Total Billing Clients: ~1,200 * Multi-Service Clients: 228 * Years in Operation: 38 Years * Founded: 1988 * Headquarters: Miami, FL * Nationwide Client Footprint * Founder Experience: 40+ Years as CPA
$3,005,000
$1,300,000Revenue
$601,000Cash Flow
Insurance Agencies
Insurance Agencies
Established Insurance Franchise
West Palm Beach, Palm Beach County, Florida 33401, United States
West Palm Beach, Palm Beach County, FL 33401, US
Reason for Sale:Career Change- Established franchise insurance agency in West Palm Beach. Turnkey opportunity in a growing, high-traffic market. The business provides auto, home, commercial, and specialty insurance products supported by strong carrier relationships and a loyal, diverse client base. Bilingual service drives referrals and repeat business. Revenue is generated through commissions and renewals, creating stable, recurring income. The agency is well-positioned for growth through expanded marketing, cross-selling, and additional product offerings. Ideal for an owner-operator seeking an established presence with immediate cash flow in Palm Beach County. 2025 Commissions $574k. Very efficiently run office. Must have a current 220 license.
$1,000,000
$574,984Revenue
$252,786Cash Flow
Insurance Agencies
Insurance Agencies
Health Insurance Book of Business
Fort Lauderdale, Broward County, Florida, United States
Fort Lauderdale, Broward County, FL, US
Reason for Sale: Retirement – Established and relocatable health insurance book of business available for acquisition. Built on a digital-first platform with a streamlined CRM, this agency offers a turnkey operation with strong recurring revenue and a loyal client base. Coverage options include ACA marketplace plans. The agency has active contracts with top national carriers, ensuring access to competitive products and commission structures. 2025 commissions reached $144,000 in the last enrollment. Positioned within a $1.5 trillion and growing U.S. health insurance market, the business is well-placed to benefit from record Medicare enrollment, ACA market stability, and small business demand for affordable benefits. Seller will provide full transition support, including carrier introductions, systems training, and growth guidance. This is a rare opportunity for a licensed professional to step into a proven, profitable agency with expansion potential. MUST HAVE CURRENT 2-15 LICENSE. $350k with $200k down 36 months at 8% interest
$350,000
$144,000Revenue
$134,000Cash Flow
Check Cashing
Check Cashing
Profitable Check Cashing Business
Broward County, Florida, United States
Broward County, FL, US
PRICE REDUCED! Profitable Check Cashing Business – 20 Years Established – Broward County Located in a high-traffic corridor in Central Broward, this established check cashing and financial services business offers a profitable, recession-resistant opportunity for a hands-on owner. In operation for over 20 years, it has built a loyal customer base by providing dependable services including check cashing, money orders, bill payment, and other financial solutions.The business sits on the corner of a major road with hundreds of thousands of cars passing monthly and is surrounded by residential neighborhoods, retail centers, and businesses. Hundreds of new apartment units are currently under construction nearby, further boosting future growth. Financial performance is strong, with 2025 Owner Benefit of $169k on sales of $305k. Rent is just $3,000 per month for an 800 sq. ft. location and includes electric and water. The seller will provide training, and two experienced clerks are willing to stay on. With a prime location, low overhead, and opportunities to add services such as payday loans, ATM placement, or money transfer partnerships, this is a turnkey business with proven demand and clear growth potential in the thriving South Florida market. NO EXPERIENCE NECESSARY!
$250,000
$305,000Revenue
$169,418Cash Flow
Insurance Agencies
Insurance Agencies
Profitable Auto Insurance Franchise
Fort Lauderdale, Florida, United States
Fort Lauderdale, FL, US
Profitable Auto Insurance Franchise in Prime South Florida Location. Own a highly successful franchise of one of South Florida’s most recognized insurance brands, situated on a busy east-west thoroughfare in a prominent storefront location. This established business specializes in both standard and non-standard insurance products, including auto, homeowners, business, boat coverage, and ticket defense. The franchise holds appointments with top carriers such as Progressive, Star Casualty, United Auto, Ocean Harbor, Gainsco, Kemper, Legacy, Ascendant, Citizens, Foremost, Universal Property, AM Wins, and others—ensuring a broad product offering for diverse client needs. With $600K in net commissions after royalties and an owner benefit exceeding $200K in 2024, this is a lucrative opportunity for a motivated buyer. The business comes with experienced licensed staff who will remain with the new owner, ensuring a smooth transition and continued growth. The lease extends through 2030 with a monthly rent of $3,322. The buyer is responsible for the franchise training fee totaling $17,500. Franchise training is conveniently held in Miami. This turnkey operation is ideal for an entrepreneur seeking a reputable brand and proven income in a prime South Florida market. 220 LICENSE IS REQUIRED!
$1,300,000
$830,502Revenue
$135,189Cash Flow
Insurance Agencies
Insurance Agencies
Extremely Profitable Franchise Insurance Agency
Miami, Miami-Dade County, Florida, United States
Miami, Miami-Dade County, FL, US
Extremely Profitable Franchise Insurance Agency. One of South Florida’s Iconic Franchise brands! This location is one of the top 25 producing franchises in the system. This company provides Standard/Non-Standard Insurance for Auto/Home/commercial/Boat & Ticket Defense. They have established appointments with Geico/Progressive/Star Casualty/United Auto/Ocean Harbor/Gainsco/Kemper/Legacy/Ascendant/Citizens/Foremost/Universal Property/AM Wins & more. This high-visibility location sits in a densely populated area with heavy foot and vehicle traffic, providing excellent exposure and walk-in potential. The agency enjoys a loyal client base and strong renewal income. This is a turnkey opportunity with trained staff in place, ongoing franchisor support, and low overhead. Ideal for a hands-on owner-operator with a 220 license is a must. Seller is willing to provide transitional support for 1 month. Don’t miss this opportunity to own a recession-resistant business in a growing community. 2024 Owner Benefit over 500k+with over $1.1 million in net commissions after royalties. $17,500 Transfer fee paid by the buyer. 220 license required!
$2,250,000
$1,925,552Revenue
$562,817Cash Flow
Market Snapshot
National transaction benchmarks for financial services businesses.
Under $500K
Median revenue$227k
Median cash flow$102k
Median sale price$200k
Multiple range1.4x - 2.5x
$500K to $2M
Median revenue$793k
Median cash flow$310k
Median sale price$875k
Multiple range2.1x - 4.0x
Over $2M
Median revenue$2.40m
Median cash flow$733k
Median sale price$3m
Multiple range3.7x - 6.9x
A variety of factors can cause businesses to trade outside this range, including earnings quality, operational transferability, key-person risk, growth trajectory, and geography, so a listing priced above or below the typical multiple usually reflects real differences in the underlying business.
What to know about financial services acquisitions
GW
Cofounder & CEO
Key diligence, valuation, financing, and transition considerations for buyers evaluating financial services acquisitions.
Confirm the licenses and carrier appointments transfer
A CPA firm, agency, or registered advisory carries credentials and appointments that may not pass automatically; verify what you must hold or re-apply for.
Separate recurring revenue from project revenue
Monthly retainers and renewing policies are worth more than seasonal tax work; get the split in writing.
Look hard at client and carrier concentration
A few large accounts or one dominant carrier can carry the business — and walk. Quantify the exposure.
Check compliance and liability history
E&O claims, regulatory exams, and audit findings are liabilities you may inherit; review coverage and open matters.
Plan for the transition of trust, not just the keys
Clients stay because they trust a person — negotiate a transition period, introductions, and non-competes.
Frequently Asked Questions
Answers to common buyer questions for this market.
Yes, recurring, high-margin revenue is exactly what lenders want. Expect scrutiny of client retention, the owner's role, and license transfer; a documented transition plan makes it far easier.