financial services for Sale in Utah

Add-On / Diversified Insurance Brokerage / ~$10M GWP

Add-On / Diversified Insurance Brokerage / ~$10M GWP / 4,335 Active Policies / 94% Policy Retention / 41 Licensed Markets Established independent insurance brokerage serving personal, commercial, transportation, high-net-worth, life & health, and specialty insurance markets across 41 licensed markets nationwide. The business operates through a technology-enabled, digital-first model that provides clients with access to a broad network of over 200 carrier relationships, enabling comprehensive market comparison and tailored coverage solutions. The company has built a diversified, recurring-revenue business supported by long-term client relationships, strong renewal rates, and a scalable operating platform. Its national footprint, broad carrier access, automated workflows, and multi-line product capabilities position it as a highly efficient insurance brokerage with significant growth potential. The business serves both individuals and businesses, offering solutions ranging from home, auto, and umbrella coverage to commercial insurance, transportation, high-rise properties, startups, nonprofits, luxury assets, celebrity coverage, bonds, warranties, and other specialty lines. Revenue is generated primarily through recurring commissions on a policy-renewal-driven book of business. Key Performance Indicators (KPIs) * Revenue: Approximately $986,000 * Adjusted EBITDA: Approximately $379,000 * Adjusted EBITDA Margin: 38.5% * Gross Profit Margin: 70.5% * Gross Written Premium (GWP): Approximately $10 million * Active Policies in Force: 4,335 * Active Client Relationships: Approximately 1,450 * Policy Retention Rate: 94% * Client Retention Rate: 98.3% * Renewal Revenue: 80% of total revenue * Average Client Tenure: 11 years * Average Lines per Client: 3 * Multi-Line Client Rate: 62% * Carrier Relationships: 200+ * Licensed Markets: 41 * Organic Book Growth Rate: Approximately 30% CAGR * Annual Organic Client Growth: Approximately 5% * Annual Organic Policy Growth: Approximately 5–8% * Revenue per Producer: Approximately $493,000 * Marketing Spend: Historically $0 paid advertising * Referral-Based Lead Generation: 45% of new business Competitive Advantages * Nationwide licensing and market access across 41 states/markets * Diversified carrier panel with 200+ carrier relationships * Technology-enabled quoting, CRM, and workflow automation * High client retention and recurring commission revenue * Strong cross-selling capabilities across multiple insurance verticals * Scalable, low-overhead operating model with centralized digital infrastructure * Established reputation with multiple industry awards and recognitions